State Auto Insurance Group

Frustrated by insurance rates that were unreasonably high and claims settlements that were routinely handled with disregard, Robert Pein was determined to create a new kind of insurance company dedicated to serving the needs of the community – not the needs of the insurance executives.

In 1921, State Automobile Mutual Insurance Company was founded. With three employees and a rented room in downtown Columbus, Ohio, Pein set forth to tackle the inequities in the insurance industry. From the very beginning, State Auto advocated the independent agency system as the best approach to serving the needs of its policyholders. To this day, as hometown neighbors, local independent agents continue to provide efficient, professional and more personalized service than that of their competitors. Just like Robert Pein had always dreamed.

Today, the State Auto Insurance Companies employ approximately 2,200 associates and market products and services through independent insurance agencies, which include retail agencies and wholesale brokers. Group assets are in excess of $3.8 billion with 2013 direct written premium of $2.0 billion. The corporate headquarters is in Columbus, Ohio, where State Auto was founded in 1921. Regional headquarters are located in Nashville, Tenn., Indianapolis, Ind., Columbus, Ohio, Austin, Texas and Baltimore, Md.

The State Auto Group is rated A- (Excellent) by the A.M. Best Company and consists of State Automobile Mutual, State Auto Property & Casualty, State Auto Ohio, State Auto Wisconsin, Milbank, Meridian Security and Patrons Mutual.

State Auto Mutual also writes specialty insurance and workers’ compensation products through its Rockhill insurance subsidiaries. The Rockhill insurance subsidiaries, rated A- (Excellent) by the A.M. Best Company, write business on a non-admitted basis in 49 states and the District of Columbia, and are licensed on an admitted basis in 42 states and the District of Columbia.

CustomFit^SM Auto Program

State Auto’s unique CustomFit^SM personal auto program can customize coverage to your specific needs. We offer liability, medical payments, uninsured/underinsured motorist, physical damage, plus a wide assortment of optional coverage enhancements. Broad coverage features at a competitive price.

We also offer a variety of additional coverages that allow you to tailor a policy to meet your specific needs.

Auto and Home Are Better Together

Get insurance for both your home and your car from State Auto to simplify your policies. You can also be eligible for extra discounts and coverage by having both policies together. Learn more about  home insurance.

Prime of Life

If you’re over 45 years of age and have qualifying auto and home policies with State Auto, you’re also eligible for our Prime of Life program. Not only will you receive substantial premium discounts, but we’ll also provide some outstanding extra-value coverages at no additional charge.

Auto Replacement Cost Coverage

No one wants to crash a brand new vehicle. What if it ends up a total loss and you find out your insurance company only provides the actual cash value of the car at the time of the crash? That may not be enough to purchase a new vehicle just like it! State Auto's optional Auto Replacement Cost Coverage provides just that – replacement cost in place of actual cash value. Conditions apply.

Towing and Labor Coverage

If you're a State Auto customer, you may already have the optional Towing and Labor coverage purchased with your auto insurance policy. Once purchased, it's available to be used for more than just towing a vehicle after an accident. It also covers labor costs if a vehicle is disabled.

Glass Repair Alternative

The next time a rock hits your windshield, you might be pleasantly surprised that a no-cost alternative is available. Free repair is an option for qualifying damage.

Find out more. o writes specialty insurance and workers’ compensation products through its Rockhill insurance subsidiaries. The Rockhill insurance subsidiaries, rated A- (Excellent) by the A.M. Best Company, write business on a non-admitted basis in 49 states and the District of Columbia, and are licensed on an admitted basis in 42 states and the District of Columbia.

Safe Auto Insurance Company

Safe Auto Insurance Company is a property and casualty auto insurance carrier. The company was founded in Columbus, Ohio,in 1993 by Jon Diamond and Ari Deshe and is a privately held carrier and provider of state-minimum private-passenger auto insurance for drivers in the nonstandard insurance market in 17 states across the country, including Ohio, Indiana, Kentucky, Georgia, Pennsylvania, South Carolina, Tennessee, Louisiana, Mississippi, Illinois, Missouri, Arizona, Oklahoma, Kansas, Virginia, Texas and California.

SafeAuto is licensed in 19 states and employs more than 700 associates across its headquarters in Columbus, Ohio, and its satellite offices in Woodsfield, Ohio, and Somerset, Kentucky. SafeAuto's annual revenue was more than $300 million in 2013. Since 2012, Ron Davies, former senior vice president with Allstate Insurance Co, took over the role of CEO; Diamond and Deshe remain involved with the company as chairmen and executive directors of the company's board. Davies has since opened two SafeAuto storefronts in Columbus, Ohio, to serve customers face to face.

SafeAuto targets the nonstandard auto insurance market, in which it has specialized for over 20 years in providing liability coverage that meets states' required minimum limits. Deshe and Diamond founded the company on the idea that SafeAuto could serve this market, which includes high-risk drivers and drivers who require an SR-22 that other companies were hesitant to insure, better than any other insurance company could.

SafeAuto promises to get you the coverage that’s right for you. Whether it’s full coverage with comprehensive andcollision insurance, or just liability insurance to meet your state’s car insurance requirements—SafeAuto has the knowledge and experience to get you the right coverage. The choice is yours. We just want to make it easier.

SafeAuto Offers You Cheap Auto Insurance Rates For High Quality Coverage That Keeps You Legal To Drive.

Safe Auto Insurance Company is a property and casualty auto insurance carrier based in Columbus, Ohio. Founded in 1993, we are built on a philosophy of customer service. This means we strive to provide caring, professional, knowledgeable, responsible and dedicated customer service to help make insurance affordable to every driver, no matter what their situation.

Availability And Flexibility

Our customer service, sales, and claims call centers are open 24 hours a day, 365 days a year to ensure a representative is available whenever you are or should the need arise, when you need us the most!

For your convenience, Safe Auto offers the flexibility to access your account information by contacting our call center, (1-800-SAFEAUTO), online at www.safeauto.com, or by mobile phone. Also, if you are in the Columbus, Ohio area, feel free to stop in to one of our new storefront locations to meet face to face with an agent.

We provide many payment options to best suit your needs and unlike many other insurers, we don’t subject you to unnecessary underwriting questions, which is another way We Keep You "Legal For Less!"

American Automobile Association

The American Automobile Association (AAA - pronounced "Triple A") is a federation of motor clubs throughout North America. AAA is a non-profit member service organization; with 55.6 million members in the United States and Canada. AAA provides services to its members, including roadside assistance and others. Its national headquarters are in Heathrow, Florida.

The American Automobile Association (the "AAA" or "Triple-A") was founded on March 4, 1902, in Chicago, Illinois, when in response to a lack of roads and highways suitable for automobiles, nine motor clubs with a total of 1,500 members banded together to form the Triple-A. Those individual motor clubs included the Chicago Automobile Club, Automobile Club of America, Automobile Club of New Jersey, and others. The Automobile Club of Buffalo joined in 1903.

In 1904, the AAA merged with the very first American automobile organization, the American Motor League.

The first AAA road maps were published in 1905. AAA began printing hotel guides in 1917. Triple-A began its School Safety Patrol Program in 1920, the first of the association's driver safety programs, which provided local schools with materials, including badges and ID cards to train and organize students into a patrol force. The AAA Foundation for Traffic Safety, which conducts studies on motorist safety, was established as a separate entity in 1947.

AAA created an organization called the Racing Board, and later known as the Contest Board, in 1902 to officiate the Vanderbilt Cupinternational automobile race in Long Island, New York. The Racing Board sanctioned the Indianapolis 500 and awarded national racing championships in 1905, 1916, 1920–1941, and 1946–1955. After the 1955 Le Mans disaster, AAA decided that auto racing distracted from its primary goals, and the United States Automobile Club was formed to take over the race sanctioning/officiating. In 2005, AAA re-entered racing as a sponsor of ISC-owned tracks. In 2006, AAA's foray into racing expanded when it made a three-year commitment to sponsor Roush Racing's number 6 car on the NASCAR Nextel Circuit.

Members belong to one of 69 individual clubs , and the clubs in turn own AAA. The number of local clubs has decreased over time through consolidation; as late as the 1970s the membership roster included dozens of clubs that each served a single county, particularly in New York, Ohio and Pennsylvania. The member clubs have arranged a reciprocal service system so that members of any participating club are able to receive member services from any other affiliate club. Member dues finance all club services as well as the operations of the national organization.

The vast majority of AAA clubs have "AAA" as part of their name, although the two largest AAA clubs by membership do not: the Automobile Club of Southern California and Auto Club South.

From the standpoint of the consumer, AAA clubs primarily provide emergency road services to members. These services, which include towing, lockouts, winching, tire changes, automotive first aid, battery replacement, and others, are handled by private local towing companies contracted by a state AAA club. AAA sells roadside assistance for a variety of motor vehicles, including motorcycles. In some areas, AAA also offers bicycle roadside assistance. Many AAA clubs have an automotive fleet division serving large metro areas, while private towing companies cover the surplus call volume by area. Recently, certain clubs have implemented an "on the go" diagnostic/installation automotive battery program.

Clubs also distribute road maps (including customized map guides for specific journeys, branded as  and travel publications , and rate restaurants and hotels according to a "diamond" scale (one to five). The best hotels and restaurants according to AAA's criteria receive the Five Diamond Award. Many offices sell automobile liability insurance, provide travel agency, auto-registration and notary services. Maps, TourBook guides, and travel agent services are generally free to members. AAA also offers member discounts through its "AAA Discounts & Rewards" program.

AAA is authorized by the U.S. Department of State to issue International Driving Permits in the United States, along with the National Automobile Club.

The AAA has weighed in over the years on numerous issues impacting motorists.

The AAA is known for occasional high profile motorist advisories of traffic enforcement, such as when it rented a billboard to warn motorists of the speed trap town of Lawtey, Florida. It also is a supporter of the Motor Vehicle Owners' Right to Repair Act, first introduced in 2001 but which has not become law.

Additionally, the AAA supported measures that tax motorists -- with the goal of strengthening infrastructure and highway maintenance -- as well as supported measures that make the roadways safer for all motorists:

• Virginia's now-repealed traffic citation tax because of its revenue generation potential.
• The federal 55 mph speed limit.
• Opposing a 70 mph speed limit on Illinois rural freeways even though the roads can safely accommodate that speed.
• Supporting red light cameras.
• Lobbied in favor of speed cameras in Maryland in 2002, several years before they were actually authorized. Provisionally supporting the expansion of speed cameras in Maryland in 2009,^[48] and opposing the repeal of speed cameras in Maryland in 2013.
• Lobbied in favor of authorizing speed cameras in Indiana.
• Supporting an increase in the federal gas tax, and supporting gas tax increases at the state level such as in Virginia in 2012.
• Opposing Illinois increasing its rural speed limit from 65 to 70 mph.
• Proposing the creation of a Vehicle miles traveled tax in Idaho
• Opposing the raising of tolls on bridges and tunnels in the New York Metropolitan Area.

Liberty Mutual Auto Insurance

Liberty Mutual Group, more commonly known by the name of its primary line of business, Liberty Mutual Insurance, is an American diversified global insurer, and the second

largest property and casualty insurer in the United States. It ranks 76th on the Fortune 100 list of largest corporations in the United States based on 2013 revenue. Based in Boston, Massachusetts, it employs over 50,000 people in more than 900 locations throughout the world. As of December 31, 2015, Liberty Mutual Insurance had $121.7 billion in consolidated assets, $102.5 billion in consolidated liabilities, and $37.6 billion in annual consolidated revenue. The company, founded in 1912, offers a wide range of insurance products and services, including personal automobile,homeowners, workers' compensation, commercial multiple peril, commercial automobile, general liability, global specialty, group disability, fire and surety.

Liberty Mutual Group owns, wholly or in part, local insurance companies in Argentina, Brazil, Chile, China (including Hong Kong),Colombia, Ecuador, India, Ireland, Poland, Portugal, Russia, Singapore, Spain, Thailand, Turkey, the United Kingdom, Venezuelaand Vietnam.

In the United States, Liberty Mutual remains a mutual company where policyholders holding contracts for insurance are considered shareholders in the company. However, Liberty Mutual Group's brand usually operates as a separate entity outside the United States. In other countries, subsidiaries are often created in countries where legally recognized mutual company benefits cannot be enjoyed.

Liberty Mutual's growth has been both organic and through acquisition. Early acquisitions were small, but Liberty Mutual has made several large acquisitions over the past decade, including the high-profile acquisition of Safeco Corporation in 2008. Liberty Mutual agreed to acquire all outstanding shares of Safeco for $68.25 per share, for a total transaction price of approximately $6.2 billion. The result of this activity was an increase in revenue from $6 billion to over $30 billion in twelve years. In 1999, the company purchased Wausau Insurance Cos.

Liberty Mutual created a television commercial in 2006 about people doing good things for strangers, reporting that the "overwhelming" positive response they received for the ad led to their decision to create the website The Responsibility Project.

Liberty Mutual is also the sole corporate sponsor of the long-running PBS documentary series, American Experience, and has produced special commercial messages for airingduring American Experience broadcasts. In 2011, as part of the company's "Real America" campaign, the company introduced two new commercials featuring Sacagawea and Paul Revere.

In 2011, the company began construction of the Liberty Mutual Tower, a 22-story skyscraper as part of its World Headquarters Expansion Project. The building received itscertificate of occupancy in June 2013

Personal insurance

Passenger automobile, homeowners, life, annuity, and other property and casualty insurance products are available via Liberty Mutual's Personal Insurance line. These products are branded under the Liberty Mutual Insurance and Safeco names, and are distributed via a vast network of over 2,300 sales professionals. Other distribution means are call centers, third-party producers, and the company's own website. Over 10,000 insurance agencies across the United States carry Safeco-branded products.

Commercial insurance

Property and casualty, as well as group benefits commercial insurance products fall into two distinct categories: Business Insurance and National Insurance. The former caters to businesses with fewer than 1,000 employees, while the latter serves businesses in certain industries or which have greater than 1,000 employees. Group benefits products include disability insuranceand group life insurance.

Allstate Home & Auto Insurance

The Allstate Corporation is the second largest personal lines insurer in the United States (behind State Farm and GEICO in auto) and the largest that is publicly held. The company also has personal lines insurance operations in Canada. Allstate was founded in 1931 as part of Sears, Roebuck and Co., and was spun off in 1993. The company has its headquarters in Northfield Township, Illinois, near Northbrook. Its current advertising campaign, in use since 2004, asks, "Are you in good hands?" The corporate spokesperson is Dennis Haysbert.

Allstate sponsors many sporting events, including the Allstate Sugar Bowl. In 2014, Allstate's total revenue was $35.2 billion, of which $28.9 billion came from Property Liability.

In 1925, Sears held a national contest to decide the name of a new brand of car tires. After over two million name submissions, "Allstate" was chosen as the winner; the trademark was adopted the very next year. The tires' success in both the catalog and retail stores prompted Sears Chairman General Robert E. Wood to praise the Allstate tire's contribution to Sears' retail store success.

The idea for Allstate Insurance Company came during a bridge game on a commuter train in 1930, when insurance broker Carl L. Odell proposed to Wood, his neighbor, the idea of selling auto insurance by direct mail. The idea appealed to Wood, and he passed the proposal to the Sears board of directors, which approved it. Allstate Insurance Company, named after Sears’ tire brand, went into business on April 17, 1931, offering auto insurance by direct mail and through the Sears catalog. This was in line with one of the objectives of a company to sell automobile insurance in the same manner as Sears sold its merchandise.

Lessing J. Rosenwald was Allstate's first board chairman, and Odell was named vice president and secretary.

In 1933, at the Century of Progress World’s Fair in Chicago, Allstate’s Richard E. Roskam sold insurance at a booth in the Sears pavilion. In 1934, Allstate opened its first permanent sales office in a Chicago Sears store.

In 1941, only about a quarter of U.S. drivers had auto liability insurance. This led to the state of New York passing a law which established the financial responsibility of drivers for damage or injuries resulting from auto mishaps. That law inspired legislation in other states, and by the mid-1950s nearly every state had some sort of financial responsibility law on its books.

In 1949 the Allstate Headquarters Building was completed at 3245 W. Arthington Street in Chicago. The mid-rise building is currently vacant (as of 2013) and in danger of demolition. The building is noted for its early post-war mid-rise construction. This location was vacated at some point when the company relocated in the post-war years.

The company’s "You're in Good Hands with Allstate" slogan was created in 1950 by Allstate’s general sales manager Davis W. Ellis. At the end of the decade, it was used in the company's first network television advertising campaign, which featured actor Ed Reimers.

Allstate added products throughout the 1950s, including fire insurance in 1954 and homeowners and life insurance in 1957. Allstate began selling insurance to Canadians in 1953. Allstate Insurance Company of Canada was incorporated in 1964. (In 1952 and 1953, Sears also sold an automobile called Allstate.)

In 1967, the company's home office was moved from Skokie to Northbrook, Illinois. Allstate continued to sell additional types of insurance to customers throughout the decade, including worker's compensation insurance in 1964, surety bonds in 1966, inland-marine coverage in 1967 and a business package policy in 1969.

The brand itself expanded in the 1950s and 1960s and could be found on a variety of products like fire extinguishers and motor scooters. In 1952, an Allstate car was produced, but it was a flop; it was pulled from stores by 1953. The Allstate brand was eventually limited to insurance, tires, and car batteries by the late 1960s before becoming insurance-only in the mid-1970s. In 1991, the company went public before becoming completely independent in 1995.

In 1985, Allstate began to move agents out of Sears stores and locate agents in neighborhood offices. In June 1993, 19.8 percent of Allstate became public through a stock offering. Allstate became completely independent in June 1995, when Sears spun off the remaining 80 percent stake in the company, distributing 350.5 million shares of Allstate stock to its stockholders.

In 1999, Allstate unveiled a new business model that created a single contract for exclusive, independent agents selling Allstate insurance. It also created a network of call centers.

In 1999, Allstate purchased the personal lines division of CNA Financial and subsequently renamed it to Encompass Insurance Company which is written by independent insurance agents, as opposed to the direct writing that constitutes the core part of its business.

In 2003, actor Dennis Haysbert became Allstate’s spokesman, using the tagline "That’s Allstate’s stand."

In 2010 the actor Dean Winters became a part of Allstate’s campaign "Mayhem" “personifying the pitfalls, like collisions and storm damage, that can befall drivers”.

In 2012 Allstate Solutions Private Limited (also called Allstate India) was inaugurated in Bangalore which is a technology and operations centre to provides software development and business process outsourcing services to its US parent.  Allstate's Bangalore operation is focused on the areas of business intelligence, analytics, testing and mobility.

GEICO Auto Insurance

The Government Employees Insurance Company is an American auto insurance  company headquartered in Chevy Chase, Maryland. It is the second largest auto insurer in the United States, after State Farm. It is a wholly owned subsidiary of Berkshire Hathaway that as of 2014 provided coverage for more than 22 million motor vehicles owned by more than 14 millionpolicy holders. GEICO writes private passenger automobile insurance in all 50 U.S. states and the District of Columbia. GEICO sells its policies through local agents, called GEICO Field Representatives, and over the phone directly to the consumer, and through their website. Its mascot is a Gold dust day gecko with a Cockney accent, voiced by English actor Jake Wood. GEICO is well known in popular culture for its advertising, having made a large number of commercials intended to annoy viewers.

GEICO was founded in 1936 by Leo Goodwin Sr. and his wife Lillian Goodwin to provide auto insurance directly to federal government employees and their families. Since 1925, Goodwin had worked for USAA, an insurer which specialized in insuring only military personnel; he decided to start his own company after rising as far as a civilian could go in USAA's military-dominated hierarchy. Based on Goodwin's experience at USAA, GEICO's original business model was predicated on the assumption that federal employees as a group would constitute a less risky and more financially stable pool of insureds, as opposed to the general public. Despite the presence of the word "government" in its name, GEICO has always been a private corporation not affiliated with any government organization.

In 1937, the Goodwins relocated GEICO from San Antonio, Texas to Washington, D.C. and reincorporated the company as a D.C. corporation after realizing that their business model would work best in the place with the highest concentration of federal employees.

An important figure in GEICO's history is David Lloyd Kreeger, who became president of the company in 1964 and helped steer it into a major insurance enterprise.^[6] In 1948, he formed a group of investors who bought into GEICO right before it went public that year. He became senior vice president and general counsel of the company. Six years after becoming president of GEICO in 1964, he was named chairman and chief executive officer. He retained those titles until he retired in 1975. He continued as chairman of the executive committee until 1979, when he was named honorary chairman.

In 1974, under Kreeger's leadership, GEICO began to insure the general public, after real-time access to computerized driving records became available throughout the United States, and it was briefly the fifth-largest U.S. auto insurer. By 1975, it was clear that GEICO had expanded far too rapidly  when it reported a $126.5 million loss. To prevent GEICO from collapsing, a consortium of 45 insurance companies agreed to take over a quarter of its policies, and it was forced to issue a stock offering (thus diluting existing stockholders) to raise money to pay claims. It took five years (during which the company shrank significantly) and a massive reorganization to set GEICO on the path to recovery.

GEICO has also offered other types of insurance besides auto, including homeowner's insurance from 1962 to 1996. A sister company, the Government Employees Life Insurance Company (GELICO), offered life insurance from 1975 to 1985. Although GEICO has since focused on its core auto insurance competency , it uses its established direct sales infrastructure to market homeowner's and other types of insurance underwritten by other companies.

In 1996, after many years as a publicly traded firm, GEICO became a wholly owned subsidiary of Berkshire Hathaway.

GEICO generally deals directly with consumers via telephone and internet; however, the local agent program has more than 150 offices countrywide. GEICO is now the second largest writer of private auto insurance in the United States.

After several years of denying claims and even canceling policies for policyholders that used their personal car for ridesharing companies such as Uber and Lyft, GEICO began offering rideshare coverage in select states in 2015, including in high-population states such as Texas, Pennsylvania, Ohio, and Georgia. The policy, which is issued through GEICO's commercial department, has received critical praise from insurance experts and quickly launched GEICO as the largest insurance provider for TNC drivers

State Farm Online Auto Insurance

State Farm is an American group of insurance and financial services companies in the United States.

The group's main business is State Farm Mutual Automobile Insurance Company, also provide online auto insurance and give cheap auto insurance , a mutual insurance firm that also owns the other State Farm companies. The corporate headquarters are in Bloomington, Illinois.

State Farm is ranked 44th in the 2013 Fortune 500, which lists American companies by revenue.

In 2014, the company sold its operations in Canada to the Desjardins Group, which is continuing to use the State Farm name.

State Farm was founded in 1922 by retired farmer George J. Mecherle as a mutual automobile insurance company owned by its policyholders. The firm specialized in auto insurance for farmers, and later expanded its services into other types of insurance, such as homeowners and life insurance, and to banking and financial services.

The State Farm jingle ("Like a good neighbor, State Farm is there") was written by American songwriter Barry Manilow in 1971. A cover was released by Weezer in 2011. In the 1960's State Farm's first commercial jingle was originally created for The Jack Benny Program.

As of December 2013 State Farm had 65,000 employees and 18,000 agents. February 2014 figures show the group servicing 80 million policies in the United States and Canada, of which over 44,000,000 are for automobiles, 27,000,000 are for fire, 7,000,000 for life, and more than 2 million bank accounts.

Edward B. Rust, Jr. is the chairman. Michael Tipsord is CEO of State Farm Mutual Automobile Insurance Company, and president and chief executive officer of State Farm Fire and Casualty Company, State Farm Life Insurance Company, and other principal State Farm affiliates.

In 2014, the company sold its operations in Canada to Desjardins Group. Canadian policies were transferred to be underwritten by Desjardins Group on January 1, 2015. The State Farm brand continues to be used for agents and marketing.

The State Farm interlocked tri-oval logo was created in the mid-to-late 1940s and was updated in 1953. For nearly 60 years, this design was critical to its brand image.

On December 15, 2011, State Farm decided to transform its interlocked tri-oval logo to a contemporary logo to showcase the company’s core service offerings of auto, fire, and life. The new logo was introduced January 1, 2012, marking the company’s 90th anniversary. It consists of a simple three-oval design adjacent to the State Farm wordmark. According to Pam El, Marketing Vice President at State Farm, a change in image was needed to employ a bolder presence that could compete in today’s digital world.

This commercial structure is from State Farm's "Get to a Better State" campaign that premiered in June 2011, with an increased spending budget. As a result, State Farm’s brand awareness and favorability has gone up considerably. This campaign focuses on making humor out of unfortunate problems that are commonly faced. These commercials then make light of the situation by demonstrating how easy it is to contact an agent and correct the problem that has occurred. Each of these commercials follows a similar structure. A group of one to three people find themselves in an unfortunate situation. Someone in the group will then call on their State Farm agent by singing the jingle “like a good neighbor, State Farm is there”. A State Farm agent will then appear and help the group out with their problem. There are a few commercials that deviate from this structure, but still follow the same ultimate pattern.

State Farm also has commercials beginning with the words "State of..." and another word describing the certain commercial. One notable commercial shows a man awake at 3:00 in the morning on the phone with a State Farm representative. This certain commercial begins with State of Unrest. The man's wife sees him talking on the phone in a secretive manner. She is suspicious and asks who is on the phone, to which her husband says: "It's Jake from State Farm". The man's wife then takes the phone and asks, "What are you wearing, 'Jake from State Farm?'", to which the agent responds in a timid way, "Uh, khakis". Still believing he's a female, the wife says, "She sounds hideous", where the husband replies, "Well she's a guy, so…" In May 2015, a variation of State of Unrest premiered, starring The Coneheads from Saturday Night Live, with Dan Aykroyd and Jane Curtin reprising their respective roles as Beldar and Prymaat. This started an ad campaign with that later added Laraine Newman as Connie.

State Farm has expanded into the financial services arena, such as banking and mutual funds. The bank opened in May 1999 and is operated by State Farm Financial Services, FSB, a subsidiary of State Farm Mutual Automobile Insurance Co. These are separate from its insurance products. State Farm Bank does not have branch offices. Its regular banking services, which include checking and savings accounts, certificates of deposit, and money market accounts, are available to consumers countrywide via the Internet or over the phone, and through agents. Home mortgages are available countrywide over the phone or through agents. 

Back in the 1950s, State Farm held a contest, among the agents, to come up with ideas to expand the State Farm business. Robert H Kent, agent in Chicago, came up with the idea of providing auto loans to existing policyholders. Robert H Kent was friends with a local bank president at LaSalle NW, and the two teamed up to pilot the auto finance program. State Farm liked the idea so much, that it was rolled out to all the agents. Robert H Kent received royalties on the program for 20 years. This is a significant event, as it created the first marketing partnership between insurance companies and banks.

Progressive Corporation Car Insurance

The Progressive Corporation is one of the largest providers of car insurance in the United States. They also provide online car insurance facility and also low cost auto insurance. The company also insures motorcycles, boats, RVs and commercial vehicles, and provides home insurance through select companies. Progressive has expanded internationally as well, offering car insurance in Australia. The company was co-founded in 1937 by Jack Green and Joseph M. Lewis, and is headquartered in Mayfield Village, Ohio

Progressive was founded in 1937 by Joseph Lewis and Jack Green as Progressive Mutual Insurance Company. Starting in 1956, the company found its niche insuring more risky drivers. In 1987, the sum of the company's written premiums breached $1 billion. In 2016, that number crossed the $20 billion mark. It has generally attempted to live up to its name by being innovative in the industry. It boasts being the first auto insurance company to have a website, allow customers to purchase policies via that site, and later to pioneer allowing the use of mobile browsers and smartphone apps for rating and managing policies. It was also the first to offer 24/7 claims reporting. As it has grown, Progressive has sought to be a one-stop insurance provider for families in order to more competently compete with other top-insurers. It's leadership has been marked by consistency, having only 2 CEOs in its history.

The company operates in three segments: Personal Lines, Commercial Auto, and Other-indemnity. 

The Personal Lines segment writes insurance for private passenger automobiles, motorcycles, boats, and recreational vehicles through both an independent agency channel and a direct channel. The Commercial Auto segment writes primary liability and physical damage insurance for automobiles and trucks owned by businesses primarily through the independent agency channel. The Other-indemnity segment provides professional liability insurance to community banks, principally directors, and officers liability insurance. It also provides insurance-related services, primarily providing policy issuance and claims adjusting services in 25 states for Commercial Auto Insurance Procedures/Plans. In 2011, the company was ranked 164 in the Fortune 500.

Progressive's marketing campaign is known for offering quotes of its competitors along with its own quote. It was the first major insurer to offer auto policies through the phone and through its web site. In September 2007 Progressive began to offer Pet Injury coverage, which provides coverage for dogs and cats that are injured in a crash and is included at no additional cost with Collision coverage.

Progressive is one of the largest auto insurers in the United States, with over 13 million policies in force, along with State Farm, Allstate, GEICO, Nationwide Mutual Insurance Company, Farmers Insurance Group, and USAA. Progressive primarily offers its services through the Internet where the client insured their auto insurance online and see all details about that  or by phone and through independent insurance agents. Progressive's Agency business sells insurance through more than 30,000 independent insurance agencies and progressiveagent.com where customers can quote their own policies and then contact an agent to complete the sale.